One app. More control.
Move money. Pay. Save. Spend.
The everyday money tools you need, brought together in one account.
Move
Send money to bank accounts or other RahPay users with a clear, simple flow.
Explore 02Pay
Handle airtime, data, electricity, cable TV and recharge services from your wallet.
Explore 03Save
Choose Flexible, Locked or Go Saving and build towards what matters to you.
Explore 04Spend
Manage NGN and USD balances and use virtual cards for eligible online spending.
ExplorePut routine money on autopilot
Set it once. Keep life moving.
Schedule the payments you repeat so you do not have to remember them every time.
Recurring transfers
Schedule regular transfers to a bank account or RahPay user.
Recurring Airtime
Keep a mobile line topped up automatically on your schedule.
Recurring Data
Keep your data plan running without remembering the renewal date.
Recurring Cable TV
Schedule your subscription payments and stay connected.
Save with purpose
A saving plan that fits the goal.
Whether you need access, discipline or consistency, choose the saving style that fits you.
Savings progress
Give every naira a destination.
Choose how much access and discipline you want, then keep your progress visible.
Saved
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Target
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Flexible
Build your balance while keeping access to your money when you need it.
Locked
Set money aside for a defined goal and keep your plan on track.
Go Saving
Turn regular contributions into a simple, repeatable saving habit.
Pay from your wallet
The bills you handle most, right where your money is.
Top up, renew and pay for everyday services without moving money between apps.
Pay from your wallet
Everyday payments, without the queue.
The services you use most are close to the money you already have.
Payments
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Airtime
Data
Electricity
Airtime
Top up supported Nigerian networks in seconds.
Data
Buy data bundles for yourself or someone else.
Electricity
Pay supported prepaid and postpaid electricity providers.
Cable TV
Renew supported TV subscriptions from your wallet.
Recharge Card
Buy recharge PINs whenever you need them.
E PIN
Access supported electronic PIN services in one place.
Get paid
Ask for money. Share a link. Get paid.
Give customers or friends a simple way to pay you, then keep the money in your RahPay account.
Payment link
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Collect money
Share link
Paid
Payment Links
Create a shareable link, send it anywhere and collect payments into RahPay.
Payment Requests
Request an exact amount and make it clear what the payment is for.
USD wallet
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Available balance
Virtual card
Ready to spend
USD balance
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Virtual card
Ready to spend
NGN today. USD when you need it.
One place for local money and online spending.
Keep your everyday NGN balance and USD balance accessible from the same RahPay experience.
Explore the experience
Designed around the action, not the clutter.
Move from balance to payment, saving, transfers and card controls without getting lost.
Built with control in mind
Know what is happening with your money.
Security controls, transaction visibility and confirmation steps help you stay in control of important financial actions.
Secure access
Use PIN and biometric controls to protect access to your account.
Protected transactions
Important financial actions use confirmation and verification controls.
Clear visibility
Review transaction activity, receipts and status from one place.
Account
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Security
Biometrics
Transaction PIN